What is MapleTax?
MapleTax is the Canadian-built tax filing app inside MapleWorkSuite. It prepares T1 personal returns, T2125 self-employment statements, T2 corporate returns, and HST/GST returns for Canadian individuals and small businesses. It is CRA NETFILE-certified for T1, supports EFILE for T2 through a registered preparer, and integrates directly with MapleExpense (receipts auto-populate deductions), MapleInvoice (revenue lines roll into T2125 and T2), and MapleBuy (HST/GST collected on sales fans out to the right CRA boxes by province). Priced in CAD with no per-FX surprises and a free tier for low-income Canadians.
How is MapleTax different from TurboTax, SimpleTax (Wealthsimple Tax), and H&R Block?
TurboTax and H&R Block are US-headquartered desktop-era products that charge $40-$80 CAD per T1 return and treat self-employment and corporate returns as expensive upsells. SimpleTax/Wealthsimple Tax is free for simple T1 but does not file T2 corporate, charges $40 for the Plus tier, and offers no built-in expense or invoice integration. MapleTax is end-to-end: T1 + T2125 + T2 + HST/GST in one app, integrated with the rest of MapleWorkSuite (so receipts, invoices, and sales tax flow in automatically), Canadian-hosted with PIPEDA data residency, and 25% cheaper than the closest paid alternative on every comparable plan. We also publish the actual CRA forms we generate so you can sanity-check them line-by-line before NETFILE.
Is MapleTax CRA NETFILE certified?
Yes. MapleTax holds an active CRA NETFILE certification for the current tax year T1 General return, including all provincial and territorial schedules, and we re-certify every year with the CRA before the February 22 NETFILE open date. For T2 corporate returns, MapleTax generates CRA-compliant T2 schedules including GIFI (General Index of Financial Information) schedules 100, 125, and 141, plus Schedule 50 for shareholders. Direct T2 EFILE transmission requires a CRA-registered EFILE preparer; MapleTax includes a free preparer-handoff workflow for our Business and CPA tiers if you want the return e-filed for you, or you can print the T2 bar-coded return and mail it.
Does MapleTax handle sole-proprietor T2125 and corporate T2 returns?
Yes - this is one of the biggest gaps in consumer tax software, and MapleTax is built around it. Sole proprietors get a guided T2125 Statement of Business or Professional Activities with auto-imported receipts and mileage from MapleExpense and MapleDrive, vehicle-expense pro-ration, home-office calculator (workspace-in-home), and CCA (Capital Cost Allowance) tracking across years. Incorporated small businesses get a guided T2 with GIFI schedules, SR&ED-friendly expense categorization, Small Business Deduction (SBD) calculator, CCPC (Canadian-Controlled Private Corporation) status worksheet, and Schedule 50 shareholder reporting. Family tax planning (income splitting via T1206, RESP/RRSP optimization) is included on the Pro and Business tiers.
Can MapleTax file my HST/GST return and handle different provincial rates?
Yes. MapleTax includes a province-aware HST/GST return generator that pulls sales tax collected from MapleBuy and MapleInvoice and pre-fills the GST34 (or RC7200 for selected listed financial institutions). Provincial rates are handled automatically: 5% GST in Alberta, BC, NU, NT, YT, SK, MB; 13% HST in Ontario; 15% HST in NB, NL, NS, PE; plus 9.975% QST stacked on 5% GST in Quebec via a parallel QST schedule. Quick Method election is supported with the right remittance rate per province. Returns can be e-filed via CRA My Business Account, or exported as a PDF for your bookkeeper.
How does MapleTax handle capital gains, DTC (Disability Tax Credit), and RRSP optimization?
Capital gains: full Schedule 3 support including dispositions of real estate (with principal-residence exemption tracking via T2091), publicly traded securities, crypto (yes, the CRA treats it as property), and small business shares with Lifetime Capital Gains Exemption (LCGE) tracking. The 50% inclusion rate is applied automatically and we surface the 2024 mid-year rate change (66.67% above $250k threshold) where applicable. DTC: full T2201 workflow including practitioner certification PDF generation, retroactive ten-year adjustment requests, and transfer to a supporting family member. RRSP: the AI optimizer pulls your CRA notice-of-assessment contribution room (with your consent), projects marginal-tax-rate savings across the next three years, and tells you exactly how much to contribute - and whether to defer the deduction - before the March 1 deadline.
How much does MapleTax cost in CAD?
Four tiers, all priced in CAD with no FX markup, all charged per tax filing season (not per return): Free ($0 / season) for simple T1 returns under the Canadian Basic Personal Amount with up to three T-slips; Solo ($49 / season) - one T1 with unlimited T-slips, RRSP optimizer, AI deduction finder, and audit-trail PDF; Family ($79 / season) - up to five linked T1 returns with income splitting (T1206, pension splitting), DTC transfer, RESP optimizer, and the free MapleExpense connector; Pro ($149 / season, Most Popular) - everything in Family plus T2125 self-employment, HST/GST returns, mileage tracker, home-office calculator, and MapleInvoice + MapleBuy connectors; Business ($499 / season) - everything in Pro plus T2 corporate return with full GIFI schedules, SBD calculator, CCPC worksheet, Schedule 50 shareholder reporting, and one free CRA EFILE preparer handoff. Add-on $199 audit defense and $79 per extra corporation if you operate multiple CCPCs.
Is MapleTax PIPEDA-compliant and where is my tax data stored?
Yes. All tax returns, T-slips, receipts, supporting documents, and the audit trail are stored exclusively on Canadian-hosted infrastructure in the Maritimes and Central Canada with end-to-end encryption at rest and in transit. We align with PIPEDA, Quebec Law 25 (Bill 64), and provincial privacy acts. Your tax data is never sent to third-party AI providers and never used to train external models. CRA NETFILE transmissions go through the certified MapleTax preparer endpoint over TLS 1.3 directly to CRA - no intermediary cloud. Subjects can exercise access, correction, and deletion requests through a self-serve portal that returns within the statutory thirty-day window, and full seven-year audit retention is maintained to satisfy CRA record-keeping requirements (subsection 230(4) of the Income Tax Act).